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MaximGroup | More than a plan. "Insurance Atlas" E-News | May 2010
Withstanding Hurricanes. With hurricane season rapidly approaching, it’s important to be prepared for emergencies. To help you guard your business and home from potential storm damage, MaximGroup has a put together Hurricane Tips. Before the Storm • Assess the physical characteristics of the building or house. How can it be made more secure to withstand a severe storm? • Identify areas most (and least) vulnerable to damage from a hurricane (wind, rain, rising water) or other catastrophe. • Determine steps to minimize damage, such as pre-cut plywood sections for windows, sandbags around doorways, applications of fire retardants, equipment removal, etc. • Identify which items of equipment, furniture, records, and supplies could be moved to safer portions of the office, or to off-premises locations. • Consider the need to elevate certain items off the floor if rising water is a serious threat. Procure the equipment needed, such as blocks of wood or concrete. Smaller items can be stored on desks or in restrooms, which are usually interior, windowless rooms. • Be prepared to secure all files, manuals and records. Tape cabinets and drawers shut. • Cover all equipment, furniture, file cabinets, and storage containers for records with plastic (such as visquine or garbage bags) and tape tightly. • Unplug all electrical items. • Copy or duplicate all computer records and store them off-site in a secure location. Regularly back up payroll, tax, accounting, production records, customer lists, etc. • Keep hardcopy records of important documents, such as insurance policies or lease agreements, in a secure off-site location. • Call your insurance agent to confirm coverage for major perils. • Register with CSR24 service. After the Storm • Contact your insurance agent as quickly as possible. Let him/her know about your losses, if any. • Make only repairs necessary to prevent further damage to your home or business, including covering breaks in a roof, walls or windows with plywood, canvas or other waterproof material. Do not have permanent repairs made without first consulting your agent. UNAUTHORIZED REPAIRS MAY NOT BE REIMBURSED. Keep all expenditure receipts for damage repair or damage extent estimations. MaximGroup helps your business outlast the most devastating storms, just like the Port Isabel, Texas lighthouse. To find out more about MaximGroup, call 281.337.2516. It’s more than a plan—it’s a promise you can build on.
Did you know? No insurance coverage is offered if a storm is already in the Gulf of Mexico. In addition, there is a 30 day grace period on all new policies. Unfortunately, many do not realize that flood damages are not covered by property insurance until it’s too late. So, don’t wait until a hurricane is forming to review your insurance policy for coverage details.
MaximGroup - more than a plan. 2401-B Termini Dickinson, Texas 77539 281.337.2516 phone 281.337.2078 fax maximblue.com Insurance | Benefits | Risk Management | Financial Services
 
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